Does Dental Insurance Cover Crowns?

As an individual who has never had a tooth pulled, it may be hard to visualize the importance of a proper tooth clean. It is not only a necessary preventative measure but also a means of keeping a person from the embarrassment that can occur if one's teeth are filled or misaligned. In this brief article, we will explore all the different types of dental crowns and how they impact your health. First of all, it is important to note that there are two types of crowns. We will focus on the first type of crown.

The first type of crown is removable. Generally, dental insurance plans do not cover crowns because these are considered elective procedures. However, in some cases, dental insurance plan providers may cover the cost of removable crowns if the procedure is performed by a licensed dentist. Therefore, it is important for you to ask your provider which procedures are covered by their plan. If the procedure is covered by your dental insurance plan, then you do not need to worry about whether or not you will pay for the procedure.

Your second concern is around the dental crowns cost. Typically, it is significantly more expensive to get a dental crown compared to having one installed. Crowns are not covered by most insurance plans because they are considered cosmetic, which puts them into a category that is highly priced. Fortunately, there are ways that you can lower the per crown cost that you pay with your dental insurance plan.

For starters, it is important for you to find out if your plan covers damaged teeth. Typically, dental plans only cover dental crowns that are due to be replaced due to normal wear and tear. Unfortunately, this means that you will have to pay for a new dental crown even if the current one was damaged and cannot be repaired. If you want to save money on dental crowns cost, make sure that the plan covers damaged tooth replacements.

The third thing that you should be aware of is the difference between in-network and out-of-network coverage. Most insurance companies offer in-network dental insurance plans because they are the most affordable option for the majority of people. However, there are also those that choose to go with out-of-network coverage because it is less expensive. It would help to compare the cost of a dental crown cost with the price of getting the procedure done through an in-network provider to see which would work better for your budget.

The last thing that you should know is that not all dentists work on in-network policies. Some will use a non-network provider to get the dental crowns cost that they need to cover. If you need dental crowns badly enough, and the cost of getting them covered on your insurance policy is too expensive, it would be wise to switch to an out-of-network provider so that you can get the necessary care. When you consider all of these things, you will be able to make an informed decision when choosing your dental insurance plan.